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Accounting built for contractors

Construction CPA Firm

We are a construction CPA firm helping contractors improve cash flow, reduce taxes, and secure better financing. We specialize in accounting and tax services for construction companies, delivering accurate financials that support growth, increase bonding capacity, and improve long-term profitability.

 
Based in North Royalton, Ohio — Serving contractors nationwide.

Why MC4 CPA

 

Reduce bond costs

Accurate financials save $10k+ per $1M bonded

 

Lower your tax bill

Construction-specific strategies that keep more in your pocket

 

Secure better financing

Lender-ready financials for equipment, SBA loans, and credit lines

 

SBA 7(a) loan assistance

Guiding contractors through the full application process

Construction Accounting and Tax Services

Services built around the way construction businesses actually operate.

 

Surety Bonds & Bank Financing

We help construction contractors save money on surety bonds and bank financing by delivering clear, reliable financial statements. Our construction accounting services provide the accurate reporting needed to secure better rates. High-quality financials can reduce bond costs by 1% or more, about $10,000 per $1 million bonded, and improve loan terms for equipment and credit lines.

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Construction-Focused Tax Planning

Our construction tax planning services help contractors reduce taxes and reinvest in growth. We use proven, industry-specific strategies to improve cash flow, manage taxable income, and defer taxes as your construction business scales.

 

 

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Accounting & Advisory Services

We work with construction and real estate companies, as well as construction suppliers and distributors. Our services include accounting support and cleanup, reviews and compilations, outsourced CFO support, special projects, and tax preparation for construction companies, helping deliver accurate financial reporting and stronger decision-making.

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SBA 7(a) Loan Assistance

We assist construction contractors with SBA 7(a) loan financing by preparing lender-ready financial statements and guiding the application process. Our team helps contractors secure funding for working capital, equipment, and real estate by delivering accurate financials that meet lender requirements.

 

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Construction Bond Savings Calculator

Estimate how much your construction company could save on surety bond costs when accurate financial statements and construction-focused accounting help improve your effective bond rate.

Tip: Enter your total bonded backlog or a single project amount.
Default 1% matches typical savings example.
Used only for "before vs after" premium.
 
Note: This is an illustrative estimate. Real bond rates vary by surety, job mix, financial strength, and market conditions.

What Clients and Partners Are Saying

Feedback from the contractors and companies we work with.

"MC4 CPA is one of, if not the best, construction CPA firms in the industry. Carlin and Jesse are extremely knowledgeable, responsive, and understand the unique financial and reporting requirements of the construction industry. They have helped several of my construction clients meet critical financial reporting requirements and deadlines, which proved pivotal in securing approval for large bonded projects.

Their ability to perform work in all 50 states is also a tremendous advantage. I've had several construction clients miss out on bonding opportunities because their CPA — not MC4 — was either too late in providing the required qualified financial statement or the quality of the statement did not meet the surety company's standards. MC4 CPA is the complete opposite. They consistently produce exactly what the surety companies want to see, and they do it faster than any other CPA firm I've worked with.

Beyond financial reporting, MC4 has also helped several of my clients with tax planning and preparation, effectively balancing their goal of minimizing tax liability with the need to maintain a strong balance sheet for creditors and sureties. Most importantly, every single one of my clients who has worked with MC4 has thanked me for making the introduction. That says a lot about the level of service and value they provide."

Surety Broker

"We had been going back and forth with our surety for a while. MC4 came in, updated our statements, and the surety was very pleased. It was a straightforward process once we had the right firm involved."

CFO, Construction Development Company — Michigan

"I am really impressed with the team and truly appreciate the work they put in so quickly. I like the idea of staying ahead of our quarterly reports and year end taxes so we can make informed decisions."

General Contractor — Las Vegas, NV

MC4 CPA office in North Royalton Ohio - Construction-focused CPA firm

Our Office

North Royalton, Ohio

13901 Ridge Rd Suite 201

North Royalton, OH 44133

Contact

Phone: (440) 652-8100

Email: info@mc4cpa.com

Schedule a call